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How Do Credit Cards Work? | The Basics Made Simple

Credit cards can be a benefit or a detriment to your finances. It all depends on how you use them. If you swipe your prized piece of plastic carelessly and avoid payments, you could kill your credit...

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Guaranteed Unsecured Credit Cards for People with Bad Credit

When you have bad credit, there’s no guarantee you’ll get approved for traditional, unsecured credit cards. But almost everybody gets approved for secured credit cards. Why? Because you pay a security...

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How to Get Your First Credit Card

When you get your first credit card, one of two things can happen: You could keep your new credit card’s balance paid down and make on-time payments month after month to build credit. Or you can spend...

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